Who We Are


John Payne, CFP®

John Payne works with clients to create an investment strategy with the goal of producing a long-term (or sustainable) income stream.  To do that he assists clients in defining what their financial needs will be in both the near – and the long-term.  Such definition, he says, helps him assist clients in making informed choices about their finances.

“The financial maze is complex and confusing.  I help people sort through the information overload so they may negotiate this maze, get beyond the emotional reactions, and make competent financial decisions,” he says.

John is a CERTIFIED FINANCIAL PLANNER™ practitioner providing financial planning advice since 1980.  Respected by his peers, he is a past President and Chairman of the Board of the Houston Chapter of the International Association for Financial Planning (IAFP).  John has served as National Chairman of The Registry Council.  John serves as President and Treasurer of Houston Asset Management, Inc.
A frequently sought after speaker on financial and retirement topics, John's audiences have included Vista Chemical, AT&T, Texaco, Coca-Cola Foods, and Southwestern Bell Yellow Pages.  A prolific author, John has written and published articles in local newspapers and national magazines, including USA Today, Houston Chronicle, U.S. News and World Report, Southwest Airline Spirit, and 55 Plus magazine.  He also wrote the foreword to the book, The Art of Investing and Portfolio Management.  His weekly question and answer column appeared in 63 newspapers across Texas.
He is a Rice University graduate with a B.A. in Economics, Business, and English Literature.  He has served as Adjunct Instructor for the University of Houston Financial Planning Program and the Rice University Financial Planning Program.
John is a Registered Representative and General Securities Principal with SagePoint Financial, Inc., a registered broker/dealer firm, member of FINRA and SIPC.  He is also an Investment Advisor Representative for Houston Asset Management, Inc., a Registered Investment Advisor not affiliated with SagePoint Financial, Inc.

John, born October 1957, is married to Kathy.  They have a daughter, Allison.  He enjoys golf, fly fishing, traveling, art, and literature.